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About Us

ABOUT US

Produce State Bank is a full-service bank rooted in history and positioned for the future.
Since our founding in 1954, Produce State Bank has stood out among credit unions in United States & Portugal for walking the walk. Our commitment to our members has always gone beyond providing convenient banking solutions, competitive rates, and sound financial advice.
We take great pride in our broader community and the legacy we’ve built, creating meaningful impact both inside and outside Produce State’s doors.
Today we serve more than 28,000 members across our branches. We are 100% member-owned, and all profits are returned to our membership, local businesses, and organisations through lower loan rates, higher deposit rates, better services, and community support.
We’re not only your trusted financial services partner; we’re your trusted and friendly neighbour, too.

Our Values

Community

We believe community is all about a shared contribution and commitment to each other for a successful outcome both inside and outside our walls.

Integrity

We believe that integrity is fundamental to the credit union philosophy of “people helping people” with uncompromising honesty and accountability.

Empowered Employees

We believe that empowered employees provide exceptional service, promote professional growth, and allow our members to make sound financial decisions.

Respect

We believe when we respect each other’s unique talents and diversity, it allows us to help each other develop, grow, and prosper.

Commitment

We believe commitment promotes mutual support, trust, dedication, and loyalty.

To our long-time clients, thank you for the continued faith you have shown in our bank. To our newest depositors who have come to us from other banks, welcome to an institution that believes its number one responsibility is the prudent stewardship of your financial assets. Our approach to managing risk and lending money remains disciplined and consistent. This, combined with our unrelenting focus on serving the needs of our customers, has been the foundation of how we conduct our business.

In addition, Produce State Bank continues its 5 Star Rating (“Superior”) from BauerFinancial. This rating further advocates our financial soundness and dependability as we stand committed to our customers, our communities and our employees. We are honored and proud of this designation.”

- President & CEO

Smart Financial Planning to Secure Your Future!

PSB CASH RESERVE

Overdraft Privileges

Statement Draw

ALLPOINT ATM NETWORK